Advertiser Disclosure
All information about The American Express Cash Magnet® Card has been collected independently by The Point Calculator and has not been reviewed by the issuer. Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
View the list of cash back credit cards and use our rewards calculator to calculate total cash back and overall card value based on your monthly spend.
Page Also Available For:🇨🇦 CA
American Express Cash Back
Blue Cash Preferred® Card from American Express
Blue Cash Everyday® Card from American Express
American Express Cash Magnet® Card
The American Express Blue Business Cash™ Card
Capital One Cash Back
Capital One Quicksilver Cash Rewards Credit Card
Capital One QuicksilverOne Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card
Capital One Spark Cash Plus
Capital One Spark Cash Select for Business
Chase Bank Cash Back
Chase Freedom Unlimited®
Earns cash back that is displayed as Ultimate Rewards points. Points are transferable to other Chase Ultimate Rewards credit cards.
Chase Freedom Flex®
Earns cash back that is displayed as Ultimate Rewards points. Points are transferable to other Chase Ultimate Rewards credit cards.
Ink Business Cash® Credit Card
Earns cash back that is displayed as Ultimate Rewards points. Points are transferable to other Chase Ultimate Rewards credit cards.
Ink Business Unlimited® Credit Card
Earns cash back that is displayed as Ultimate Rewards points. Points are transferable to other Chase Ultimate Rewards credit cards.
Ink Business Premier® Credit Card
Earns cash back that is displayed as Ultimate Rewards points. Points earned with this card CANNOT be transferred to other Chase credit cards.
Citibank Cash Back
Citi Custom Cash℠ Card
Earns cash back that is displayed as ThankYou Rewards points. Points are transferable to other Citi ThankYou Rewards credit cards.
Citi® Double Cash Card
Earns cash back that is displayed as ThankYou Rewards points. Points are transferable to other Citi ThankYou Rewards credit cards.
Upgrade Cash Back
Upgrade Triple Cash Visa Card
Upgrade Visa® Card with Cash Rewards
AAA Cash Back
AAA Daily Advantage Visa Signature® Credit Card
AAA Travel Advantage Visa Signature® Credit Card
AARP Cash Back
AARP® Essential Rewards Mastercard®
AARP® Travel Rewards Mastercard®
Alliant Credit Union Cash Back
Alliant Cashback Visa® Signature Credit Card
Bank of America Cash Back
Bank of America® Customized Cash Rewards Credit Card
Bank of America® Unlimited Cash Rewards credit card
Bank of America® Business Advantage Customized Cash Rewards credit card
Bank of America® Business Advantage Unlimited Cash Rewards credit card
Citizens Bank Cash Back
Cash Back Plus™ World Mastercard®
Credit One Bank Cash Back
Platinum X5 Visa
Credit One Bank American Express® Card
Platinum Visa For Rebuilding Credit
Platinum Rewards Visa with No Annual Fee
Credit One Bank® Platinum Visa®
NASCAR® American Express® Card
Discover Cash Back
Discover it® Card Cash Back Calculator
Discover it® chrome Cash Back Calculator
Fidelity Cash Back
Fidelity® Rewards Visa Signature® Card
Fifth Third Bank Cash Back
Fifth Third Cash/Back Card
Fifth Third Preferred Cash/Back Card
Paypal Cash Back
PayPal Cashback Mastercard®
PayPal Business Debit Mastercard®
Pentagon Federal Cash Back
PenFed Power Cash Rewards Visa Signature® Card
Petal Cash Back
Petal® 2 "Cash Back, No Fees Visa®"
PNC Bank Cash Back
PNC Cash Rewards® Visa® Credit Card
PNC Cash Rewards® Visa Signature® Business Credit Card
TD Bank Cash Back
TD Cash Credit Card
USAA Cash Back
Preferred Cash Rewards Visa Signature® Card
Cashback Rewards Plus American Express® Card
U.S. Bank Cash Back
U.S. Bank Cash+® Visa Signature® Card
Wells Fargo Cash Back
Wells Fargo Active Cash℠ Card
Specialty Cash Back Calculators
1% Cash Back Calculator
1.5% Cash Back Calculator
2% Cash Back Calculator
3% Cash Back Calculator
4% Cash Back Calculator
5% Cash Back Calculator
10% Cash Back Calculator
Percent Off Calculator
Cash Back Rewards Calculator: Which Card Is Best For You?
Use the credit card cash back calculator to find out which cards will you earn the most cash back based on the spend amounts you enter. Results will consist of cash back-earning credit cards from our partners.
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Calculator Options
Personal Or Business?
Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
What Type of Rewards Do You Want To Earn?
This calculator can output the best credit cards for a general rewards type or compile a list of the best credit cards for earning rewards with a specific loyalty program.
Frequent Flyer Programs
Select the frequent flyer program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected airline and all credit cards partners that allow you to transfer rewards to the selected airline.
Hotel Loyalty Programs
Select the hotel loyalty program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected hotel program and all credit cards partners that allow you to transfer rewards to the selected hotel program.
Credit Card Rewards Programs
Select the credit card rewards program that you want to earn rewards for. Results will include all credit cards offered by the selected program and any other credit cards offered by partners that allow you to earn rewards with the selected program.
Other Loyalty Programs
Select the program that you want to earn rewards for. Results will include all credit cards offered by the selected program and all credit cards partners that allow you to transfer rewards to the selected program.
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
Enter Your Monthly & Yearly Spend Amounts
Add Categories
OptionsResets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Deletes all categories in the Category Spending section so you can start fresh.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Category Currently Selected:
Spend Region:
About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.
No Results. This is usually due to:
- There's no good card options based on the spend entered.
- The calculator is having a brain-fart and is not calculating rewards properly.
Enter different values or try again later.
Results
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
FAQs
How is cash back calculated on credit cards?
Cash back is calculated by multiplying the earning rate by the purchase amount. So if your credit card earns 2% cash back on travel, a $200 travel charge on that credit card would earn you $4 in cash back.
Is 2% cash back a lot?
2% cash back is the minimum amount of cash back most are willing to earn on purchases. There are plenty of 2% cash back credit cards with no annual fee, so earning anything less than that is low.
Are cash back rewards worth it?
Yes. If you don't travel often or want to earn simple, easy rewards, cash back is the route to take.
Is cash back free money?
There are plenty of cash back credit cards with no annual fee, so if you pay off your statement in full every month, all cash back earned will be free money.
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